Can a Surviving Spouse Get a VA Loan? Eligibility, Remarriage Rules, and the Funding Fee Exemption

Can a Surviving Spouse Get a VA Loan? Eligibility, Remarriage Rules, and the Funding Fee Exemption

Douglas Wilkerson
Published on: 22/10/2026

Can a surviving spouse get a VA loan? Yes — with $0 down, no monthly PMI, and a $0 funding fee for DIC recipients. The remarriage rules, the four eligibility pathways, and the COE process, explained.

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